Tampa Bay Real Estate Investing

Real numbers, honest guidance and long term positioning

Patricia McCullough-Johnson and Sonya Madden Tampa Bay and Sarasota Realtors MJM Group

INVESTING WITH MJM GROUP

Investing in Tampa Bay requires more than buying a property. MJM Group, a boutique Coldwell Banker Realty team led by Trish McCullough-Johnson and Sonya Madden with more than $75M in closed volume, helps investors source opportunities, understand rental demand by neighborhood, and run the real carrying costs before any offer, so the deal works on paper you can trust.

THE MJM INVESTMENT PROCESS

Good deals are found in the numbers, not the brochure. Here is how we evaluate every opportunity.

Define the Strategy

Long term rental, seasonal, new construction or land: your goals and timeline decide the neighborhoods and property types worth evaluating.

Source and Evaluate

On and off market options run through real numbers: taxes after reassessment, insurance, HOA and CDD, and realistic rents, not projections.

Acquire

Offer strategy and negotiation from two senior agents, including builder negotiations on new construction investments.

Position and Perform

Introductions to local lenders, insurers and property managers, and a plan for the next acquisition when you are ready.

WHERE INVESTORS ARE LOOKING

Growth corridors like Parrish and Wesley Chapel offer new construction entry points, St. Petersburg and Tampa bring urban rental demand, and the beaches carry seasonal potential with different rules and costs.

What we bring to the search:

THE NUMBERS, HONESTLY

Florida carrying costs decide returns. Property taxes reset at purchase, insurance varies dramatically by age and location, and CDD fees run for decades. We put every cost on the table before you commit.

Every evaluation includes:

COMMON INVESTOR QUESTIONS

Is Tampa Bay a good market for rental property?
The region keeps adding jobs and residents, which supports rental demand, but returns are decided property by property. We evaluate each deal on its real numbers rather than the market narrative.

What returns should I expect?
We do not promise returns, and we are not financial advisors. What we do is put verified numbers in front of you, including purchase costs, carrying costs and realistic rents, so you and your financial advisor can judge the deal.

Do you work with out of state investors?
Yes, regularly. Video walkthroughs, honest condition assessments, local lender and property manager introductions, and closing handled remotely.

What Our Clients Say

Clients who bought, sold and invested across Tampa Bay share their experience with MJM Group.

Posted on Google Google
Harold Dolden profile picture
Harold Dolden
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with Trish to finance a purchase for one of her clients. She was extremely responsive and helpful throughout the mortgage process. I would highly recommend.
Posted on Google Google
Deborah Campanozzi profile picture
Deborah Campanozzi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommended and efficient . Trish and I met when she helped my daughter find her new home. Trish came to my home and helped me understand what the current market conditions were and what the best way for me to quickly sell my home. Because of her vast knowledge and experience, we were able to sell the house in just over a week and closed on the house in 30 days. If you’re looking for a no bs kind of agent, Trish is your best choice in selling your home (and for my daughter buying your next home). Thank you!!
Posted on Google Google
Tina Petitt profile picture
Tina Petitt
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Experienced, knowledgeable and professional . Trish represented my husband and myself on the sale of our previous home and on the purchase of our new beautiful home. She guided us through every step of our journey. Always available for any questions we had regarding our sale and purchase. The targeted advertising she used for our sale was amazing. Honestly we can not say enough about her professionalism, knowledge, kindness and honesty. Any client that chooses Trish to represent them will know that she has their best interest at heart.
Posted on Google Google
Julie Eveland profile picture
Julie Eveland
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Outstanding service. ⭐️⭐️⭐️⭐️⭐️ A Dream Realtor! Working with Trish McCullough was hands-down the best decision we made in our home-buying journey. From the very first conversation, it was clear that Trish brings not only deep knowledge of the market, but also a rare level of dedication, professionalism, and heart. She listened closely to what we were looking for and worked tirelessly to find us the perfect home — never pressuring us, always guiding us with honesty and insight. Her negotiation skills were sharp, her communication was constant and clear, and her ability to navigate the complexities of the process made us feel secure every step of the way. Trish has that unique gift of making you feel like you're her only client, even though we know she's in high demand. She went above and beyond more times than we can count, and she handled every hurdle with grace, determination, and a genuine smile. If you're buying or selling a home, you want Trish McCullough in your corner. She's not just a fantastic realtor — she's a true partner and advocate. We can't recommend her highly enough!
Posted on Google Google
James Eveland profile picture
James Eveland
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Trish is the best of the best! Professional, Attention To Detail, and Dedicated
Posted on Google Google
Milda Lee profile picture
Milda Lee
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Expertise & Commitment to Excellence! ​I had the absolute pleasure of working with Patricia McCullough-Johnson of Coldwell Banker to sell my condominium, and I cannot speak highly enough of her exceptional service. Despite the complexities of a condominium transaction and the current market conditions, Patricia successfully listed and sold my home in just 28 days!​ From our first meeting, Patricia's professionalism and dedication were evident. She crafted a comprehensive marketing and pricing strategy that was second to none, showcasing her deep understanding of the Tampa Bay real estate markets. Her marketing package was outstanding, presenting my property in the best possible light and attracting serious buyers quickly.​ Throughout the entire process, Patricia managed every detail with care and navigated the intricacies of the condominium sale seamlessly, ensuring that all aspects of the transaction were handled efficiently and effectively. Her communication was impeccable; she kept me informed every step of the way. What truly sets Patricia apart is her unwavering commitment to her clients. She approached the sale of my home with a level of service and professionalism that exceeded my expectations. Her high-performing nature and attention to detail made the entire experience stress-free and successful. I am incredibly grateful for Patricia's hard work and dedication. If you're looking to sell or buy a home in the Tampa Bay or Sarasota areas, I wholeheartedly recommend Patricia McCullough-Johnson. Her expertise and commitment to excellence make her the ideal real estate agent to guide you through your real estate journey.​ Thank you, Patricia, for making the sale of my home such a positive and rewarding experience.​ Sincerely, Milda
Posted on Google Google
Jess Len profile picture
Jess Len
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Outstanding and personable realtor that helped us find our dream home. Trish was above and beyond our expectations in what we would hope a realtor would be! We traveled from out of state for a long weekend to look at as many houses as possible and Trish outlined the most amazing itinerary for us to see anything and everything we wanted- unsure how we were able to squeeze it all in, but Trish did it! We found the most amazing house on a great lot and we are so excited to raise our family in our new home! Trish, thank you so much, from the bottom of my heart, for all your help! You made this process so easy and smooth and we just cannot thank you enough!
Posted on Google Google
Rick Davis profile picture
Rick Davis
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As a home inspector that has worked with hundreds of real estate agents over my career, I have seen the good and the bad to be sure. I can tell you beyond a doubt, Trish is one of the best! I have personally seen how she dedicates her time and efforts towards her clients well being. She works tirelessly to ensure that every part of their transaction goes off without a hitch, and when the unforeseen problem pops up, she aggressively works to correct the issue in order to maintain the buyers timeline. Real estate transactions rarely go through the entire process with nothing popping up...and when it does, make sure you have Trish on your team!
Posted on Google Google
samuel morales profile picture
samuel morales
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Unmatched . It was a pleasure working with Trish, she is unmatched. She got my wife and I into a leased home in record time because of her hard work and being on top of things. She is extremely professional, knowledgeable, and courteous. We recommend her 💯% for your realty needs and I look forward on working with her in the future.
Posted on Google Google
Anna Lynch profile picture
Anna Lynch
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Trish is top notch. She works hard and is there through all the emotions. She is trustworthy and we wouldn’t have wanted to work with anyone else. You won’t regret partnering with her to sell your home or purchase a new home!